Live with Govt. of Jharkhand ISO 27001

Your borrowers speak हिंदी. Your systems don't have to.

Augmen turns conversations in 22 Indian languages into bank-ready loan applications — self-hosted, private, and 20x faster than traditional origination.

Self-Hosted Models
<1s Latency
22 Languages
On-Prem / Cloud / Edge

Enterprise-grade security.
India-compliant by default.

Every deployment meets the highest standards for data protection, information security, and regulatory compliance required by Indian financial institutions.

ISO 27001

Information Security
Management

DPDP Act

Digital Personal
Data Protection

Cyber Insurance

IRDAI Compliant
Coverage

Backed & Recognized

The Problem

India's ₹30 Lakh Crore credit gap
is still wide open

Micro and small lending is slow, expensive, and built in English — excluding millions of borrowers who don't speak it.

~65%

Rejection Rate

MSME loan applications rejected due to incomplete documentation and process friction

12%

Borrow Informally

Micro enterprises forced to borrow from informal sources at exploitative rates

2+

Months to Disburse

English-heavy systems and underqualified agents make lending opaque, slow, and costly

How Augmen Works

Borrower speaks. Bank receives.
In any language.

1
Borrower speaks in local languageHindi, Marathi, Bengali, Tamil, Santhali...
↓ Augmen processes in real-time
2
Bank-ready English form generatedAuto-validated, error-free, complete
↓ Directly into bank LOS
3
Loan sanctioned and disbursed7 days vs ~2 months traditional

1/10th the effort and cost of traditional origination

Augmen replaces underqualified human agents with a conversational system trained like the best loan officer in the bank — available 24/7 in every language.

100% conversational — no forms for borrowers
Sits over existing bank CBS / LOS systems
Self-hosted — your data never leaves your walls
20x faster than manual origination
Loan Journey

Application to disbursement in 5 days

ConversationBorrower speaks in their language
15 min
Auto FormEnglish bank-ready form generated
10 min
ProcessingCredit check and loan processing
4 days
DisbursedLoan sanctioned, money transferred
1 day
Traction

Transforming Mudra Loans in Jharkhand

Live with the Government
of Jharkhand

Deployed for Mudra Loan origination, transforming how thousands of micro-entrepreneurs access formal credit for the first time.

85%10%

Rejection Rate

3,00010,000

Applicant Reach

~2 Mo7 Days

Loan TAT

₹2,000₹300

Cost to Borrower

See It In Action

Meet Kavita. Watch her get a loan
in 15 minutes.

Video — Coming Soon

Kavita applied for a Mudra Loan in Hindi. The bank received a perfect English application.

Kavita runs a small tailoring business in Ranchi. She had been rejected twice — incomplete paperwork, language barriers. With Augmen, she had a 15-minute conversation in Hindi. The system handled everything.

"Maine sirf baat ki, aur form apne aap bhar gaya. Pehli baar kisi ne meri bhasha mein samjha."
"I just spoke, and the form filled itself. First time someone understood my language."
K
Kavita DeviMicro-Entrepreneur · Ranchi, Jharkhand
Platform Architecture

Seven proprietary products.
One intelligent stack.

Every layer is self-hosted. Fine-tuned on open-source foundations. Zero external API calls.

Voice Layer
Speech-to-Text

22 Indian languages · 95%+ accuracy

Self-Hosted
Vaak

Expressive voice synthesis · Cloning

Self-Hosted
Sentiment Detection

<1s latency · Tone + facial cues

▼   Audio ↔ Text ↔ Emotion   ▼
Intelligence Core
Sentia

Selective context engine · Pivot detection

Core Engine
Custom LLM + RAG

Fine-tuned SLMs · Retrieval-augmented

Self-Hosted
FAQ Engine

Context-aware · Domain-specific

▼   Selective context routing   ▼
Capabilities
DocSense

OCR · Handwritten text · Validation

Self-Hosted
eKYC

Video KYC · Lip-sync · Liveness

▼   Processed output   ▼
Output
Bank Systems

CBS / LOS / Core Banking

English Application

Auto-generated bank-ready form

Analytics Dashboard

Risk scoring · MI reports

Deployment Options
On-Premise

Full infrastructure control. Data never leaves your environment. Maximum compliance.

Private Cloud

Dedicated environment with enhanced security. BFSI-grade isolation and encryption.

Cloud

Scalable, fast deployment. Launch in under a week with managed infrastructure.

Edge

On-device inference. Low bandwidth. Perfect for rural deployments with no connectivity.

Our IP

Standalone products. Zero external APIs.

Each product can be deployed independently or composed into intelligent workflows.

The fastest path from borrower
to disbursement starts here

See how Augmen can transform loan origination for your institution — in a live demo, in any language.

contact@augmen.io+91 9717067973