Augmen (Paaw Innovations Pvt Ltd) builds self-hosted AI agents that bridge the gap between India's underserved borrowers and the formal financial system.
100% financial inclusion. Every micro-entrepreneur in India should be able to access formal credit in their own language, without depending on an intermediary who may not have their best interests in mind.
We don't replace banks. We make their existing systems work for every borrower. Augmen sits over existing CBS and LOS systems, handling the conversation layer in 22 Indian languages and feeding banks clean, validated, English-language applications.
Self-hosted models. Your data stays within your walls. No exceptions.
Not building for research papers. Building for production deployments that change lives today.
Every product decision starts with the question: does this work for a first-time borrower in rural Jharkhand?
Incubated at SINE IIT Bombay. Initial research on conversational AI for Indian languages.
Selected for TIDES incubation. Built first STT and TTS prototypes across 5 languages.
Presented at Oslo Innovation Week. Recognized among top global FinTech innovators.
Received the Prime Minister's National Innovation Award for financial inclusion technology.
Live deployment with Government of Jharkhand for Mudra Loan origination. 10,000+ applicants served.
Expanding to NBFCs, SFBs, and MFIs. Six standalone products. Ready for national scale.